Terms of Service

Last updated: April 2026

Service Description

SBA Loan Options provides a free online platform that helps business owners explore loan options and get matched with potential lenders. We are a lead-generation and matching service — we are not a bank, lender, or financial institution. We do not make lending decisions, set interest rates, or control loan terms.

No Financial Advice

The information provided on this website is for general informational purposes only and does not constitute financial, legal, or professional advice. You should consult with a qualified financial advisor or attorney before making any borrowing decisions. We do not endorse or recommend any specific lender, loan product, or financial strategy.

No Guarantee of Funding

While we strive to match you with suitable loan options, we do not guarantee that you will be approved for a loan, receive specific terms, or secure funding. Loan approval and terms are determined solely by the individual lenders based on their own criteria and underwriting processes.

Accuracy of Information

You agree to provide accurate, complete, and current information when using our services. We rely on the information you provide to generate loan matches, and inaccurate information may result in unsuitable recommendations. We are not responsible for decisions made based on incorrect or incomplete information provided by users.

Disclaimer

This website and its content are provided "as is" and "as available" without warranties of any kind, either express or implied. We do not warrant that the website will be uninterrupted, error-free, or free of viruses or other harmful components. All loan-related information, including rates, terms, and eligibility requirements, is subject to change without notice.

Limitation of Liability

To the fullest extent permitted by law, SBA Loan Options and its owners, employees, and affiliates shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of this website, reliance on any information provided, or any loan transaction resulting from our matching service. This includes, but is not limited to, damages for lost profits, business interruption, or loss of data.

By using this website, you acknowledge that you have read, understood, and agree to be bound by these terms. If you do not agree, please discontinue use of our services.

For questions about these terms, please visit our contact page.